How much should the car insurance premium be like after 2 years?

My first year premium was ridiculous, but I was young, newly licensed, driving a relatively fast car, no NCB whatsoever, I paid around 1900 GBP. Second year, with 1 year NCB and older, it went down to 1200, I was happy enough. Now it comes to renewal, they quote 1100? I'm in a much better position now, over 25, 2 years NCB, how come the price does not go down more? Discuss with the customer service, they basically are saying many factors contributes in, and it's all down to computers.

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